I know the economy is a little shaky but...

Picture the scene - 10am on a Sunday morning and the phone rings. Its someone from the bank we have an auto loan with.  After some of the usual ID verification malarkey we get down to business - when are we planning on paying?

We check online with our bank whilst they are on the phone - Did we miss a payment? No. Are we late? No.

In fact it's not due until Tuesday (remember its Sunday) and its scheduled to clear Monday. So why are they phoning?  Just to ask and check if we plan on paying on the same day, with the same amount through the same method that we have for over a year.

This is also the same bank that we had the lease, for the same car, through for 5 years. Never missing or late with any of those payments.

Surely things are this bad that my payment is going to keep them afloat.

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